Episode Summary:
In this heartfelt episode, I get real with you.
Not from the mountaintop. But from the battlefield.
You see, I’ve been debt-free before. I had $25K cards wiped clean. I had momentum. I had wins.
And then… I went back into debt.
This episode is a reminder for all of us—especially Black men on the path to legacy—that this journey to financial freedom isn’t perfect. It’s not linear. And that’s okay.
You’ll hear my raw story of:
Falling back into debt after success
Walking miles to work just to survive
Having to rebuild from scratch—and how I did it
Why it's okay to cry, regroup, and restart
And how to keep going when life hits you hard
Stumbling isn’t failure. Staying down is.
Life will interrupt your debt plan. Adjust. Adapt. Don’t quit.
Your financial comeback starts the moment you decide to stand up again.
If our ancestors survived 500 years of bondage, you can survive a setback.
“As a man, no one is coming to save you. You must save yourself.”
“You may have to lay down. You may have to bleed a while. But you must get up.”
“Even if it’s $500/month from a business—it can change your whole identity.”
If you're in a low place, you are not alone.
I see you. I’ve been you. And I believe in you.
Recommit to your plan
Adjust when life throws punches
Execute anyway
Next week is the final episode of the money series:
We'll be talking about becoming your own bank.
So stay tapped in. Don’t stop here.
You’re almost there.
Stew Smith is a former Navy Seal, a top writer on tactical fitness, and author of several fitness and self defense books. He now...
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